SBI SO 2026: what we know
SBI’s careers page and both “Acquaint Yourself” booklets give 23 August 2026 as the date of the online written test for the Law posts (CRPD/SCO/2026-27/02) and for Bank Medical Officer (CRPD/SCO/2026-27/03). The two posts sat different papers. SBI does not publish difficulty ratings or good-attempt figures. As of 12 October 2026, the written-test result had not been posted for either post.
What this page covers
Section-wise paper
Section names, questions, marks and timings come from each post’s advertisement and “Acquaint Yourself” booklet. The general aptitude tests share one 45-minute slot, and Professional Knowledge has its own 45 minutes. Every question has five options. Every section except English Language is available in English and Hindi. The Professional Knowledge areas below are SBI’s indicative syllabus, which SBI says is not exhaustive.
Law · Reasoning
25 Q · 25 marks · qualifying · English & Hindi. Shares 45 minutes with English Language. The booklet’s sample questions include ranking in a row, direction-based positions and a scheduling puzzle.
Law · English Language
35 Q · 35 marks · qualifying · English only. The booklet’s samples include error spotting and a passage with fill-in-the-blank words.
Law · Professional Knowledge
50 Q · 50 marks · 45 min · English & Hindi. Indicative syllabus: constitutional law, administrative law, financial sector laws, procedural laws, the new Labour Codes, and statutory interpretation and legal drafting.
Law · Descriptive test
Any 5 of 8 Q · 10 marks each (50) · 45 min, straight after the objective test. Answers are typed on the computer in English or Hindi, with no spellcheck. Hindi answers must be in Devanagari, keyed in with Inscript or Remington (GAIL) mapping.
BMO · Reasoning
15 Q · 15 marks · qualifying · English & Hindi. Shares 45 minutes with Quantitative Aptitude and English Language.
BMO · Quantitative Aptitude
15 Q · 15 marks · qualifying · English & Hindi. The booklet’s samples include table and graph reading and simple arithmetic. No calculator is allowed.
BMO · English Language
20 Q · 20 marks · qualifying · English only. Grammar, vocabulary, sentence completion and comprehension, as in the booklet’s samples.
BMO · Professional Knowledge
50 Q · 100 marks · 45 min · English & Hindi. Indicative syllabus: cardiovascular, respiratory, haematology, gastrointestinal & liver, genito-urinary, endocrine, dermatology, neurology, ENT, gynaecology, orthopaedics, infectious diseases, psychiatry, ophthalmology, auto-immune disorders, oncology, general surgery and more.
What a wrong answer costs
This is the biggest difference between the two papers. The Law booklet says there is no penalty for a wrong answer, though it advises against random guessing. The BMO booklet deducts one-fourth of a question’s marks for each wrong answer. In both, a question left blank costs nothing. Here are the figures worked out from the official marks and question counts:
| Section | Marks per question | Penalty per wrong answer |
|---|---|---|
| Law · Reasoning, English (qualifying) | 1.00 | None |
| Law · Professional Knowledge | 1.00 | None |
| BMO · Reasoning, Quant, English (qualifying) | 1.00 | 0.25 |
| BMO · Professional Knowledge | 2.00 | 0.50 |
The BMO Professional Knowledge figures assume the 100 marks are spread equally across its 50 questions, because SBI states only the test total. The BMO booklet adds that a fractional total penalty for a test is rounded off to the nearest integer. The Law descriptive test is marked out of 10 per question and has no penalty. SBI does not publish good-attempt numbers, so we don’t show any.
Cut-offs & shortlisting
In both papers the general aptitude tests are qualifying: you need the minimum marks the Bank sets, and for BMO the Bank may waive them. To be called for interview you must also score at or above the Bank’s cut-off in Professional Knowledge. Law candidates must qualify in the objective and descriptive tests separately, and their written-test merit is Professional Knowledge plus the descriptive score. Candidates are taken from the top of the merit list in each category (for BMO, circle-wise too), and ties at the cut-off go to the older candidate. Neither advertisement gives cut-off marks, and none have been published.
Crack SBI SO with your own daily plan
Daily targets, practice tests & date alerts — mapped to your post’s written test.
Turn the paper structure into your next practice session
Knowing where the marks and penalties sit only helps if you practise with it in mind. JobSafal turns the SBI SO paper into daily targets and timed practice, so clearing the qualifying tests becomes routine and your time goes into your subject.
Section-wise plan
Daily targets across reasoning, English and, for BMO, quant.
Practice tests
Timed practice for the qualifying tests.
Accuracy habits
Practise skipping guesses, which matters most in the BMO paper.
Date alerts
Written-test result and interview reminders.
