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SBI SO 2026 · NO ANSWER KEY IN THE OFFICIAL PROCESS

SBI SO Answer Key 2026 · scoring & your own score check

SBI’s 2026-27 advertisements for the Law (CRPD/SCO/2026-27/02) and Bank Medical Officer (CRPD/SCO/2026-27/03) posts, and their Acquaint Yourself booklets, don’t provide for an answer key or an objection window. Here’s what they do say: how each post’s test is marked, which answers count, where to raise a query, and how to estimate your score yourself.

Estimate my score ↓ How SBI scores you ↓ 📝 The marking differs by post: the Law test has no negative marking, while the BMO test deducts a quarter of a question’s marks for each wrong answer.
Answer key status

No answer key in the SBI SO 2026 documents

Advertisements CRPD/SCO/2026-27/02 and /03 and the two Acquaint Yourself booklets for the online test don’t mention releasing an answer key or taking objections. The online written test was scheduled for 23 August 2026. The next official step is the written-test result and the interview shortlist, which hadn’t been published on SBI’s careers page as of 12 October 2026.

Not in the official process

Be careful with “official answer key” links on other sites. SBI posts all updates for these recruitments only on its careers website, sbi.bank.in. You can still check your attempt against the marking rules below.

Registration closed14 Jul 2026
Online written testScheduled 23 Aug 2026
Written-test resultNot announced yet
Interview & final meritDates TBA
Overview

Scoring at a glance

Conducted by
State Bank of India, Central Recruitment & Promotion Department · sbi.bank.in
Answer key / objections
Not mentioned in the 2026-27 Law or BMO advertisements or booklets
Options per question
Five, in both tests
Wrong answer · Law
No penalty
Wrong answer · BMO
−¼ of that question’s marks; fractional penalty totals rounded to the nearest integer
Unanswered
No penalty
Law descriptive test
Answer 5 of 8 questions on the computer (10 marks each) — not checkable against a key
Queries
Step by step

How SBI turns your answers into a score

  1. Only saved answers countAn answer is saved only when you click “Save & Next”. Answers that are saved, or answered and marked for review, are evaluated, and the system saves your answers automatically when time runs out.
  2. Marks for correct answersEach test has a fixed number of questions and marks. Law Professional Knowledge has 50 questions for 50 marks; BMO Professional Knowledge has 50 questions for 100 marks.
  3. Wrong answers — BMO onlyIn the BMO test, a quarter of the question’s marks is deducted for every wrong answer. The Law test has no negative marking.
  4. Blank answersA question you leave unanswered carries no penalty in either test.
  5. Rounding — BMOThe BMO booklet says that if the total penalty for a test comes to a fraction, the marks obtained are rounded off to the nearest integer.
What the rules say

Score rules that matter after the exam

These come straight from the two advertisements and their Acquaint Yourself booklets:

✓
Aptitude tests are qualifyingReasoning, English (and quant for BMO) don’t count for merit
✓
Law meritProfessional Knowledge (50) + descriptive (50); qualify in both individually
✓
BMO shortlistCut-off on the Professional Knowledge paper (100 marks)
✓
Final merit 70:30Normalised written test 70% + interview (100 marks) 30%
✓
Law descriptiveAnswered on the computer in Hindi or English, without spellcheck, 45 minutes
✓
Response analysisSBI checks answers for patterns of similarity
Have a concern?

Where to raise a query

Neither advertisement provides a way to challenge individual answers. For any other query, both point to the “Contact Us” link on SBI’s careers website.

  1. Check SBI’s careers page firstAll changes, updates, corrigenda, results and shortlists are hosted only on sbi.bank.in/web/careers/current-openings.
  2. Keep your details readyHave your registration number, roll number and advertisement number (CRPD/SCO/2026-27/02 or /03) to hand.
  3. Write to SBIUse the “Contact Us” link at sbi.bank.in/web/careers/post-your-query, as named in both advertisements.
  4. Know what’s finalSBI’s decisions on eligibility, the conduct of the interview and other tests, and selection are final and binding, and it doesn’t entertain representations about them.
  5. Technical problemsIf a problem affects the exam, SBI will try to fix it, which may include moving candidates to another venue or computer, or holding another exam if it considers it necessary.

SBI also compares each candidate’s responses with those of other candidates to detect patterns of similarity. If it finds that answers were shared and the scores aren’t genuine, it can cancel candidature.

Know early

Estimate your Professional Knowledge score

Even without an answer key, you can estimate your Professional Knowledge score if you remember your attempt. That’s the paper that decides the merit (together with the descriptive test for Law). Use the rule for your post.

Rules by post

BMO: score = marks for correct answers − ¼ × marks of each wrong answer
Law: score = marks for correct answers

Unanswered questions score zero and carry no penalty. For BMO, the total penalty is rounded to the nearest whole number. Check your reasoning and English separately, because you must clear SBI’s minimum in those papers too.

Example: BMO Professional Knowledge50 Q, 100 marks — assume 2 marks each
Correct35 × 2 = 70
Wrong8 × 0.5 = −4
Corrected score70 − 4 = 66 / 100

This is a worked example, not real data. SBI gives marks per test, not per question; if marks were spread evenly, a question would be worth 2 marks in BMO Professional Knowledge (50 Q, 100 marks) and 1 mark in Law Professional Knowledge (50 Q, 50 marks). The Law descriptive test (50 marks) isn’t objective, so you can’t estimate it this way.

See the full marking scheme
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FAQ

Answer key questions, answered

The 2026-27 Law and BMO advertisements and their Acquaint Yourself booklets don’t mention an answer key or an objection window. Treat any “official answer key” claim on other sites with caution, and rely on SBI’s careers page for announcements.
Neither advertisement sets out a challenge process, fee or deadline. For other queries, both direct candidates to the “Contact Us” link at sbi.bank.in/web/careers/post-your-query.
It depends on the post. The Law test has no negative marking, though the booklet advises against random guessing. The BMO test deducts a quarter of a question’s marks for each wrong answer, with no penalty for questions left blank.
For Professional Knowledge, add the marks for your correct answers; for BMO, also subtract a quarter of the marks for each wrong answer. Reasoning and English (and quant for BMO) are qualifying only, so check them against the need to clear a minimum rather than adding them to your merit score.
SBI hasn’t announced a date. As of 12 October 2026, its careers page shows the call letter notice for the test scheduled on 23 August 2026 and no result yet. Results and lists of shortlisted candidates are hosted only on SBI’s website.
You answer any 5 of 8 questions, 10 marks each, for 50 marks in 45 minutes, using the keyboard, in Hindi or English, without spellcheck. You need SBI’s minimum qualifying marks in it, and its score counts for merit along with Professional Knowledge. The documents don’t describe how the answers are evaluated.

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