RBI Grade B 2026: what we know
For the General cadre, Phase I was held online on 13 June 2026 and Phase II on 25 July 2026, in two shifts. RBI does not publish difficulty ratings or good-attempt figures. The Phase II result, with the interview shortlist, came out in August 2026. Interview dates and the final result have not been announced.
What this page covers
Section-wise paper
Test names, questions, marks and timings come from Appendix II of the advertisement and the Phase I and Phase II information handouts. Each test is separately timed. All papers are in Hindi and English except the English tests. RBI names only the four Phase I tests, so the Phase I topic lists below are commonly tested areas, not an official syllabus. The Phase II topics follow the syllabus in Appendix II.
Phase I · General Awareness
80 Q · 80 marks · 25 min · English & Hindi. Commonly tested: current affairs, banking and financial awareness, the economy and government schemes.
Phase I · English Language
30 Q · 30 marks · 25 min · English only. Commonly tested: reading comprehension, error spotting, fillers and para jumbles.
Phase I · Quantitative Aptitude
30 Q · 30 marks · 25 min · English & Hindi. Commonly tested: data interpretation, simplification, number series, quadratic equations and arithmetic.
Phase I · Reasoning
60 Q · 60 marks · 45 min · English & Hindi. Commonly tested: puzzles and seating arrangement, syllogism, inequalities, blood relations and coding-decoding.
Phase II · Paper III General Finance & Management
Morning shift. 30 objective Q · 50 marks · 30 min, then descriptive · 50 marks · 90 min. Appendix II covers the financial system and markets, risk management, derivatives, financial inclusion, the Union Budget, accounting basics and ratios, inflation, management and organisational behaviour, and ethics and corporate governance.
Phase II · Paper I Economic & Social Issues
Afternoon shift. 30 objective Q · 50 marks · 30 min, then descriptive · 50 marks · 90 min. Appendix II covers growth and development, the Indian economy and policy since 1991, the Economic Survey and Union Budget, globalisation and the balance of payments, the IMF, World Bank and WTO, and India’s social structure.
Phase II · Paper II English (Writing Skills)
Afternoon shift, straight after Paper I with no break. 3 descriptive Q · 100 marks · 90 min, typed. It tests expression and understanding of the topic and may include essay writing, précis writing and comprehension.
Phase II · Descriptive rules (Papers I & III)
The objective part switches to the descriptive part after 30 minutes, and you can’t go back. Six questions are asked and you answer four: two of 15 marks (600-word limit) and two of 10 marks (400-word limit). If you answer more than four, only the first four are evaluated. Hindi typing uses the Inscript or Remington (GAIL) layout.
What a wrong answer costs
Every objective question has five options, and each wrong answer costs one-fourth of the marks assigned to that question. This applies in Phase I and in the objective parts of Phase II Papers I and III. A question left blank costs nothing. Here is what that works out to:
| Section | Marks per question | Penalty per wrong answer |
|---|---|---|
| Phase I · all four tests | 1 (200 questions, 200 marks) | 0.25 |
| Phase II · Papers I & III, objective part | 1 or 2 (30 questions, 50 marks) | 0.25 or 0.50 |
| Phase II · descriptive answers | 15 or 10 per answer (Papers I & III); 100 for Paper II | Penalty is stated for objective questions only |
Phase I marks per question follow from the official table, where each test’s marks equal its number of questions. Phase I scores from different sessions are equated and reported to two decimal places. No physical calculator is allowed in any phase; the on-screen calculator is only for DSIM Paper II. RBI does not publish good-attempt numbers, so we don’t show any.
Cut-offs & shortlisting
In Phase I you must clear a minimum in each of the four tests, which the Board sets on the performance of all candidates, as well as the aggregate cut-off. The Phase II shortlist is drawn on aggregate Phase I marks in relation to the vacancies. The interview shortlist is drawn on the aggregate of Phase II Papers I, II and III. RBI publishes results as roll-number lists. General candidates see their Phase I scorecard and the category-wise cut-off on an interactive page on rbi.org.in, while Phase II and interview marks and cut-offs are released only after the final result. None of the documents give cut-off marks.
Crack RBI Grade B with your own daily plan
Daily targets, PYQ practice sets & timed mocks — to the latest pattern.
Turn the paper structure into your next mock
Knowing where the marks and penalties sit only helps if you practise with it in mind. JobSafal turns the four RBI Grade B Phase I tests into daily targets and timed objective practice, so accuracy becomes a habit before the exam.
Section-wise plan
Daily targets across General Awareness, English, Quant and Reasoning.
Full CBT mocks
Real-interface objective mocks with rank comparison.
Sectional drills
Work on the test your mocks flag as weak.
PYQ practice sets
Phase I-style objective practice sets, solved and tagged by test.
