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RBI GRADE B 2026 · WHO CAN APPLY

RBI Grade B Eligibility 2026 · age, degree & attempts

The General cadre criteria in Advt. RBISB/DA/01/2026-27. They cover the 21–30 age band as on 1 April 2026 and its relaxations, graduation with 60% or post-graduation with 55%, the six-attempt limit, the fee and the PwBD rules. Registration closed on 20 May 2026, and RBI checks eligibility only at the interview stage.

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Overview

RBI Grade B eligibility at a glance

For the General cadre, you must meet the nationality rule, be 21–30 years old on 1 April 2026 and hold a degree with the required marks by that date. You must also not have used up your Phase I attempts. Admission to every stage is provisional. RBI decides eligibility only at the interview stage, when it checks your documents.

Nationality
Indian citizen, or a subject of Nepal or Bhutan, a Tibetan refugee or a person of Indian origin as defined (with a Government of India eligibility certificate)
Education
Graduation (any discipline) with 60% or post-graduation with 55%, as on 01.04.2026; 50% / pass marks for SC/ST/PwBD
Age limit
21 – 30 years as on 01.04.2026
Date of birth
Not earlier than 02.04.1996 and not later than 01.04.2005
Age relaxation
SC/ST +5, OBC +3, PwBD +10 / +13 / +15, ex-servicemen +5; M.Phil 32 / Ph.D 34; officer experience up to +3 (ceiling 33)
Number of attempts
General/EWS: not eligible after 6 Phase I appearances · SC/ST/OBC/PwBD: no limit (if posts are reserved)
Application fee
₹850 + 18% GST (GEN/OBC/EWS) · ₹100 + 18% GST intimation charges (SC/ST/PwBD)
Official source
Advt. RBISB/DA/01/2026-27 dated 29.04.2026, paras 3–8 and 13 — opportunities.rbi.org.in
Nationality & attempts

Nationality and number of attempts

RBI’s nationality rule goes beyond Indian citizens. A candidate must be one of the following:

NationalityCondition
Citizen of India—
Subject of Nepal or BhutanGovernment of India eligibility certificate
Tibetan refugee who came to India before 1 January 1962 to settle permanentlyGovernment of India eligibility certificate
Person of Indian origin who migrated from Pakistan, Burma, Sri Lanka, Kenya, Uganda, Tanzania, Zambia, Malawi, Zaire, Ethiopia or Vietnam to settle permanently in IndiaGovernment of India eligibility certificate
✓
Six attempts for General/EWSCandidates who have already appeared in Phase I six times for this post cannot apply
✓
No cap for SC/ST/OBC/PwBDThe limit does not apply to them if posts are reserved for their category
✓
Appearing is what countsThe limit counts Phase I exams you actually appeared in for this post
✓
Certificate before the offerCandidates who need an eligibility certificate may sit the exam, but get an offer only once it is issued
Age limit

Age limit

There is one age band for the post, counted as on 01.04.2026:

RuleDetail
Minimum age21 years
Maximum age30 years (General & EWS)
Date of birthNot earlier than 02.04.1996 and not later than 01.04.2005

1 April 2026 is also the reference date for the educational qualification. Reserved categories get the upper-age relaxations below. You did not upload certificates with the application: age, qualification and category documents are verified at the interview.

Category relaxation

Age relaxation

The upper age limit is relaxed for these candidates. Relaxations generally cannot be added together. The exception is an SC, ST or OBC candidate who is also an ex-serviceman or a PwBD candidate, who gets both relaxations.

CategoryAge relaxation
OBC (non-creamy layer), if posts are reserved3 years
SC / ST, if posts are reserved5 years
PwBD (General / EWS)10 years
PwBD (OBC)13 years
PwBD (SC / ST)15 years
Ex-servicemen, including commissioned officers and Emergency / Short Service Commissioned Officers, with at least 5 years’ military service as on 01.04.2026 and released as the advertisement specifies (or such officers whose assignment has been extended, with a Ministry of Defence certificate)5 years
Ex-employees of banking institutions terminated for economy or liquidation, and retrenched Government staff with at least one year’s service registered with an Employment Exchange5 years
M.Phil / Ph.D holdersUpper limit 32 / 34 years
Officer experience in scheduled commercial banks, public-sector insurance companies or AIFIs (EXIM Bank, NABARD, NHB, SIDBI, NaBFID), or prior RBI experienceCompleted years, up to 3 (upper limit not above 33)

The probation period does not count as experience. Ex-servicemen and commissioned officers released at their own request do not get the ex-servicemen relaxation. OBC candidates in the creamy layer must apply as General and get no OBC relaxation. OBC (NCL) certificates had to be based on income for FY 2023-24 to 2025-26 and issued between 01.04.2026 and the closing date. Eligible RBI staff have separate age rules under RBI’s circulars.

Qualification

Educational qualification

For the General cadre, you need one of the two qualifications below as on 01.04.2026, with marks counted on the aggregate of all semesters or years. The rules that come with it:

✓
Graduation with 60%Any discipline, or an equivalent technical/professional qualification; 50% for SC/ST/PwBD if posts are reserved
✓
Or post-graduation with 55%Any discipline, or equivalent; pass marks for SC/ST/PwBD if posts are reserved
✓
What counts as graduationA course of at least 3 years after Class XII, or a Government-recognised equivalent
✓
What counts as post-graduationA course of at least 2 years after graduation, or a Government-recognised equivalent
✓
CGPA without a conversion ruleOn a 10-point scale: 6.75 = 60%, 6.25 = 55%, 5.75 = 50%; other scales are normalised to 10
✓
Date of passingThe date on your mark sheet or provisional certificate, or the date the university posted the result online

If your university has its own rule for converting CGPA to a percentage, RBI accepts it. The percentage is the aggregate over the whole course, not just the final year. RBI says it “encourages candidates with no prior experience to apply” for the General cadre. The other two streams in the same advertisement need different qualifications. DEPR needs an MA/MSc in Economics or Finance (or a listed allied subject) with 55%, or 50% for SC/ST/PwBD. DSIM needs a Master’s with 55% in Statistics, Mathematics or a related area, or in Data Science, AI, ML or Big Data Analytics. A four-year Bachelor’s with 60% in these areas also qualifies for DSIM, and SC/ST/PwBD candidates need 50%.

Fee & category

Application fee and category rules

The fee was paid online between 29.04.2026 and 20.05.2026 (6 PM). Your category decides your fee, age relaxation, attempt limit and reservation. Once you apply, it cannot be changed.

Application fee

₹850 + 18% GST for GEN / OBC / EWS (application fee including intimation charges); ₹100 + 18% GST intimation charges for SC / ST / PwBD; nil for eligible RBI staff. Bank charges are extra. The fee is non-refundable and cannot be carried over to another exam.

OBC (Non-Creamy Layer)

An OBC (NCL) certificate in the prescribed format, issued on or after 01.04.2026 and no later than 20.05.2026. OBC status is decided by the State your father originally belongs to.

EWS

An Income & Asset Certificate for FY 2025-26, valid for 2026-27, in the Government of India format, held by 20.05.2026. RBI notes that EWS vacancies are tentative.

Category is final

Requests to switch between General and a reserved category after applying are not accepted, and the same applies to EWS and PwBD. Candidates without the certificate by the closing date had to apply as General.

SC, ST, OBC, EWS and PwBD candidates can apply even where no post is reserved for their category, but then get no concessions; SC/ST/PwBD candidates still pay only intimation charges. Candidates working in Government, PSUs, banks or financial institutions had to inform their employer in writing before applying. They will need a discharge certificate, without lien, when they join. For the General cadre, RBI also arranges pre-exam online training at no cost for SC, ST, OBC and PwBD candidates.

PwBD candidates

Persons with benchmark disabilities

The advertisement sets no physical standards. PwBD reservation is horizontal, within the overall vacancies. In 2026 the General cadre reserves one post each for categories C and D, and DSIM one for category A. RBI has identified Grade B (General, DEPR and DSIM) as suitable for:

CategoryCodeIncludes
Blindness & low visionaBlind (B) and low vision (LV)
Deaf & hard of hearingbHard of hearing (HH)
Locomotor disabilitycOne or both arms / legs affected, cerebral palsy, leprosy cured, dwarfism, acid attack victims, muscular dystrophy, spinal deformity / spinal injury
Autism & mental illnessdAutism spectrum disorder (mild) and mental illness
Multiple disabilitieseMultiple disabilities from among (a) to (d)

The functional requirements are sitting, walking, manipulation with fingers, reading & writing, seeing and communication. You need a permanent disability certificate from a competent authority under the RPwD Act, 2016, issued before the closing date. A temporary disability that is “likely to improve” does not qualify for reservation. Candidates eligible for a scribe get 20 minutes of compensatory time per hour of the exam; the full scribe rules are in para 9 of the advertisement.

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FAQ

Eligibility questions, answered

21 to 30 years as on 01.04.2026. You must have been born no earlier than 02.04.1996 and no later than 01.04.2005. OBC (non-creamy layer) candidates get 3 years of relaxation and SC/ST candidates 5 years. PwBD candidates get 10 years (General/EWS), 13 years (OBC) or 15 years (SC/ST), and eligible ex-servicemen 5 years. M.Phil and Ph.D holders have upper limits of 32 and 34.
Graduation in any discipline with at least 60% marks (50% for SC/ST/PwBD), or post-graduation in any discipline with at least 55% (pass marks for SC/ST/PwBD), as on 01.04.2026. Equivalent technical or professional qualifications recognised by the Government also count.
The whole course. RBI counts the aggregate of all semesters or years. If your university awards a CGPA and gives no conversion rule, RBI treats 6.75 as 60%, 6.25 as 55% and 5.75 as 50% on a 10-point scale.
General and EWS candidates who have already appeared in Phase I six times for this post cannot apply. There is no such limit for SC, ST, OBC and PwBD candidates if posts are reserved for them.
No. Online registration and fee payment ran from 29 April to 20 May 2026 (6 PM), and the edit window was 25–26 May 2026. Phase I and Phase II have been held, the Phase II results came out in August 2026, and interviews are next. Watch opportunities.rbi.org.in for the next advertisement.
No. For the General cadre, RBI says it encourages candidates with no prior experience to apply. Officer experience in scheduled commercial banks, public-sector insurers or all-India financial institutions, or earlier RBI experience, can raise your upper age limit by up to 3 years, but never above 33.

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