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RBI ASSISTANT · PANEL YEAR 2025 · PRELIMS & MAINS

RBI Assistant Exam Pattern 2026 · Prelims & Mains

How RBI Assistant (Panel Year 2025, advertisement dated 16.02.2026) is scored, stage by stage — the three timed prelims tests, the five mains tests, the ¼-mark negative marking, the rule that every test must be cleared separately, and the Language Proficiency Test that follows. There is no interview.

Practise the exam pattern — 7 days for ₹1 Negative marking ↓ ⏱ Prelims screens · Mains decides your merit.
Overview

Exam pattern at a glance

RBI Assistant is an online, fully objective exam held in two phases, followed by a qualifying Language Proficiency Test (LPT). Prelims only screens; the Main exam aggregate decides who is called for the LPT and the order of merit.

Conducting body
Reserve Bank of India (exam conducted through an external examination body)
Mode
Online examination at allotted centres; calculators and mobile phones not allowed
Stages
Prelims → Mains → Language Proficiency Test → medical fitness & document verification
Total questions
Prelims: 100 · Mains: 200
Total marks
Prelims: 100 · Mains: 200
Negative marking
¼ mark per wrong answer, in every objective test
Medium
English test in English; the other tests in English, Hindi and the language(s) listed for your recruiting office
Official website
opportunities.rbi.org.in
Prelims · pattern

Prelims exam pattern

Three objective tests, each with its own 20-minute timer — 100 questions for 100 marks in 60 minutes. You must qualify in each test separately, and about 10 times the vacancies are shortlisted for mains, in descending order of aggregate marks.

TestQuestionsMarksTimeMedium
English Language303020 minEnglish
Numerical Ability353520 minEnglish, Hindi + office language*
Reasoning Ability353520 minEnglish, Hindi + office language*
Total10010060 min−¼ mark per wrong answer
Duration 60 min Per-test timer 20 min Negative −¼ mark Nature Screening

*Appendix II of the advertisement lists the medium for each recruiting office — for example English and Hindi only for Bhopal, Jaipur, New Delhi and Patna; English, Hindi and Odia for Bhubaneswar; and English, Hindi, Telugu and Urdu for Hyderabad. For Panel Year 2025, the sectional minimums RBI applied in prelims (English / Numerical Ability / Reasoning) were 12 / 14 / 14 for General and EWS and 10.50 / 12.25 / 12.25 for SC, ST, OBC, PwBD-A, PwBD-C and EXS-2 — see the official cut-off table (27.08.2026).

Mains · pattern

Mains exam pattern

Mains is the stage that counts. Each test must again be cleared separately, and candidates high in merit on the Main exam aggregate — about 2 times the vacancies — are called for the Language Proficiency Test.

StageTaken byQuestionsMarksCounts for merit
PrelimsAll candidates who applied (admitted provisionally)100100No — screening only
MainsAbout 10× vacancies, shortlisted from prelims200200Yes — aggregate decides the LPT shortlist
Language Proficiency TestAbout 2× vacancies, shortlisted from mains—QualifyingNo — qualifying, but mandatory

Mains — test-wise breakdown

Each test is timed separately, and the Main exam runs 135 minutes in all. Main exam centres are fewer than prelims centres, and a centre once allotted cannot be changed.

TestQuestionsMarksTimeMedium
Test of Reasoning404030 minEnglish, Hindi + office language*
Test of English Language404030 minEnglish
Test of Numerical Ability404030 minEnglish, Hindi + office language*
Test of General Awareness404025 minEnglish, Hindi + office language*
Test of Computer Knowledge404020 minEnglish, Hindi + office language*
Total200200135 minAll objective
Total time 135 min Sectional qualifying Yes, each test Negative −¼ mark LPT shortlist About 2× vacancies
After mains

Final merit & the language test

There is no interview in RBI Assistant. Clearing mains leads to the language test, then the checks before appointment.

Merit list & provisional selection

Candidates are ranked on the Main exam aggregate, and about 2 times the vacancies are called for the LPT. Final selection rests on performance in the online examination (order of merit), qualifying in the LPT, being declared medically fit and verification of certificates. Where an exam runs in several sessions, RBI equates the scores across sessions and normalises them using the equipercentile method.

Based on Mains aggregateVacancies Office & category-wiseInterview None

Language Proficiency Test (LPT)

The LPT is in the official/local language of the state of the office you applied to (Appendix I) — for example Marathi or Konkani for Mumbai, Tamil for Chennai, Hindi for New Delhi, Bengali or Nepali for Kolkata. It is mandatory for every shortlisted candidate, with no exemption, and is held at the respective Regional Office, which intimates the centre and date. A candidate found not proficient in the language is disqualified. For Panel Year 2025, RBI had not announced LPT dates as of 12.10.2026.

Nature QualifyingWhere RBI Regional OfficeExemption None
See the full prelims & mains syllabus
Marking scheme

Negative marking, stage by stage

RBI uses one rule in both online exams: a wrong answer costs one-fourth of a mark. Only wrong answers are penalised — leave a question blank and there’s no deduction.

Exam stagePenalty per wrong answer
Prelims (all three tests)¼ mark
Mains (all five tests)¼ mark
Unattempted questionsNo penalty

Because every test has its own qualifying mark, a weak section can knock you out even with a strong total — so avoid guessing your way into negatives in your weakest test. Prelims marks are used to shortlist for mains; the Main exam aggregate decides the LPT shortlist. Full rules are in para 3 of the official advertisement.

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Pattern → practice

Rehearse the exam pattern

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Section-wise practice

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Six timed sets to check your speed and accuracy before the real exam.

FAQ

Exam pattern questions, answered

Prelims is a screening stage: it decides who goes to mains (about 10 times the vacancies). Candidates for the Language Proficiency Test are then picked on the Main exam aggregate (about 2 times the vacancies), and final selection follows the order of merit, LPT, medical fitness and document verification.
Five objective tests of 40 questions and 40 marks each — Reasoning (30 minutes), English Language (30 minutes), Numerical Ability (30 minutes), General Awareness (25 minutes) and Computer Knowledge (20 minutes) — totalling 200 questions and 200 marks in 135 minutes.
One-fourth of a mark is deducted for each wrong answer, in both prelims and mains. There is no penalty for unattempted questions.
Yes, every test is timed separately. In prelims, each of the three tests gets 20 minutes. In mains, Reasoning, English Language and Numerical Ability get 30 minutes each, General Awareness 25 minutes and Computer Knowledge 20 minutes.
Yes. The advertisement says you must qualify in each part of the objective test separately, in prelims and mains. For Panel Year 2025 prelims, RBI’s cut-off table (27.08.2026) set sectional minimums of 12 / 14 / 14 (English / Numerical Ability / Reasoning) for General and EWS. RBI said the mains cut-offs would be displayed shortly; they had not been published as of 12.10.2026.
No. After mains, shortlisted candidates take the Language Proficiency Test in the language of the state of their recruiting office, which is mandatory and qualifying. Appointment then depends on medical fitness and verification of certificates.

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