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SBI CLERK 2026 · NO ANSWER KEY IN THE OFFICIAL DOCUMENTS

SBI Clerk Answer Key 2026 · scoring & your own score check

SBI’s 2026 Junior Associates advertisement (CRPD/CR/2026-27/17) and the prelims “Acquaint Yourself” booklet don’t provide for an answer key or an objection window. Here’s what they do say: how SBI marks your answers, which answers count, where to raise a query, and how to estimate your score yourself.

Estimate my score ↓ How SBI scores you ↓ 📝 Queries go to SBI’s helpdesk on 022-22820427 (11 AM–5 PM on bank working days) or to cgrs.ibps.in, as named in the advertisement.
Answer key status

No answer key in the SBI Clerk 2026 documents

Advertisement CRPD/CR/2026-27/17 and the prelims “Acquaint Yourself” booklet don’t mention releasing an answer key or taking objections. The prelims was scheduled tentatively in September 2026 and its call letters are out; the Mains is tentatively in November 2026. SBI makes the results of candidates provisionally qualified for selection available on its website, but it hasn’t announced result dates.

Not in the official process

Be careful with “official answer key” links on other sites. SBI asks candidates to check its careers website, sbi.bank.in, for details and updates on this recruitment. You can still check your attempt against the marking rules below.

Prelims call letterAvailable on sbi.bank.in
Online preliminary examSep 2026 (tentative) — date on your call letter
Online Main examNov 2026 (tentative)
Final resultDate not announced
Overview

Scoring at a glance

Conducted by
State Bank of India, Central Recruitment & Promotion Department · sbi.bank.in
Answer key / objections
Not mentioned in the 2026 advertisement or the prelims booklet
Question format
Objective, each question followed by five options (prelims booklet)
Wrong answer
−¼ of that question’s marks
Unanswered
No penalty
Section-wise marks
Not maintained, in the prelims or the Mains
Queries
022-22820427 or cgrs.ibps.in
Step by step

How SBI turns your answers into a score

  1. Only saved answers countIn the online test, an answer is saved only when you click “Save & Next”. A question you answer and mark for review is also evaluated. When time runs out, your answers are saved automatically even if you haven’t clicked “Submit”.
  2. Marks for correct answersEach test has a fixed number of questions and marks. For example, prelims Numerical Ability has 35 questions for 35 marks.
  3. Penalty for wrong answersFor every wrong answer, a quarter of that question’s marks is deducted. This gives your corrected score.
  4. Blank answersA question you leave unanswered carries no penalty. To skip one, don’t click any option, or use “Clear Response” to remove an answer.
  5. Language versionsQuestions appear in English and the language applicable to your state. The booklet says the English version prevails if the two differ.
What the rules say

Score rules that matter after the exam

These come straight from the advertisement and the prelims booklet:

✓
No prelims minimumNo minimum for any test or the aggregate
✓
About 10× shortlistPer category, on prelims aggregate marks
✓
Mains minimum aggregateSet by SBI; 5% relaxation for SC/ST/OBC/PwBD/XS/DXS
✓
No sectional minimumSection-wise marks not maintained
✓
Only Mains marks countFinal merit drawn state-wise, category-wise
✓
Response analysisSBI checks answers for patterns of similarity
Have a concern?

Where to raise a query

The advertisement doesn’t provide a way to challenge individual answers. For problems with the application, fee or call letters, it gives a helpdesk number and a grievance portal.

  1. Check SBI’s careers page firstSBI posts details and updates for this recruitment on sbi.bank.in/web/careers/current-openings.
  2. Keep your details readyHave your registration number, roll number and the exam your query is about to hand.
  3. Call or log a queryCall 022-22820427 (11 AM–5 PM, only on bank working days) or log in at cgrs.ibps.in, with ‘Recruitment of Junior Associate-2026’ in the subject.
  4. No answer challengeThe advertisement doesn’t set out a challenge process, fee or deadline for answers.
  5. Technical problemsIf a problem affects the exam, the booklet says SBI will try to fix it, which may include moving candidates to another venue or computer and holding the exam again if it considers it necessary.

SBI also compares each candidate’s responses with those of other candidates to detect patterns of similarity. If it finds that answers were shared and the scores aren’t genuine, it can cancel candidature.

Know early

Estimate your corrected score

Even without an answer key, you can estimate your score test by test if you remember your attempt. SBI Clerk has no sectional cut-off, so the aggregate is what counts — but a test-by-test estimate shows where your marks went.

SBI penalty rule

Score = marks for correct answers − ¼ × marks of each wrong answer

Work it out for each test, then add the tests up for your aggregate. Unanswered questions score zero and carry no penalty.

Example: prelims Numerical Ability35 Q, 35 marks — 1 mark each
Correct27 × 1 = 27
Wrong4 × 0.25 = −1
Corrected score27 − 1 = 26 / 35

This is a worked example, not real data. In the prelims, all three tests have as many marks as questions (30/30, 35/35, 35/35). In the Mains, Reasoning Ability & Computer Aptitude has 50 questions for 60 marks, so take a quarter of each question’s own marks as the penalty. The Mains is judged on the aggregate out of 200 against SBI’s minimum.

See the full marking scheme
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Section-wise analysis

See after every mock which test is pulling your corrected score down.

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Cut negative marks

Practise deciding when to skip, since every wrong answer costs a quarter of the question’s marks.

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FAQ

Answer key questions, answered

Advertisement CRPD/CR/2026-27/17 and the prelims “Acquaint Yourself” booklet don’t mention an answer key or an objection window. Treat any “official answer key” claim on other sites with caution, and rely on SBI’s careers page for updates.
The advertisement doesn’t set out a challenge process, fee or deadline. For problems with the application, fee or call letters, call 022-22820427 (11 AM–5 PM on bank working days) or log a query on cgrs.ibps.in.
For each test, add the marks for your correct answers and subtract a quarter of the marks for each wrong answer. Unanswered questions carry no penalty. Then add the tests together: there is no sectional cut-off, and both the prelims shortlist and the Mains minimum work on the aggregate.
An estimate depends on recalling every answer correctly. Only answers saved with “Save & Next”, or answered and marked for review, are evaluated, so an answer you selected but didn’t save doesn’t count.
The advertisement says results of candidates provisionally qualified for selection will be made available on SBI’s website, without giving dates. For the previous (2025) recruitment, the final result published on 27.02.2026 listed roll numbers of provisionally selected candidates.
Not in the prelims or the Mains: both are objective online tests. The Mains has four tests with 190 questions for 200 marks in 2 hours 40 minutes. Only the local language test, for those who need it, has a subjective section and a verbal test, and it is qualifying.

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