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IBPS CLERK 2026 · BASIC ₹24,050 – ₹64,480

IBPS Clerk Salary 2026 · pay scale & job profile

The official basic pay scale for a Customer Service Associate (clerical cadre) under CRP CSA-XVI. See how the scale moves up stage by stage, what the bank adds on top of it, and what the job involves.

Plan your IBPS Clerk prep — start for ₹1 How the scale grows ↓ 💰 Starting basic pay is ₹24,050, rising to ₹64,480 at the top of the scale. Allowances depend on the bank’s rules.
Overview

IBPS Clerk salary at a glance

The notification sets one basic pay scale for the post of Customer Service Associate (CSA). On top of the basic pay, you get allowances and perquisites under the rules of the bank you’re allotted to, as those rules stand from time to time.

Post
Customer Service Associate (CSA) — clerical cadre
Basic pay scale
₹24,050 – ₹64,480
Starting basic
₹24,050
Allowances & perquisites
As per the rules of the participating bank, in force from time to time
Employer
One of 11 public sector banks, through provisional allotment
Recruitment
State/UT-wise — you’re considered for the vacancies of the one state/UT you applied for
In-hand pay
Not given by IBPS — it depends on the bank’s allowances
Official scale

The CSA basic pay scale

The notification writes the scale as ₹24050-1340/3-28070-1650/3-33020-2000/4-41020-2340/7-57400-4400/1-61800-2680/1-64480. Read it in parts: the starting basic, the size of each increment, and how many increments come at that size.

Part of the scaleIncrement × numberBasic pay
Part 1₹1,340 × 3₹24,050 → ₹28,070
Part 2₹1,650 × 3₹28,070 → ₹33,020
Part 3₹2,000 × 4₹33,020 → ₹41,020
Part 4₹2,340 × 7₹41,020 → ₹57,400
Part 5₹4,400 × 1₹57,400 → ₹61,800
Part 6₹2,680 × 1₹61,800 → ₹64,480

Source: the “Compensation” table under clause A of the CRP CSA-XVI notification. All 19 increments together take the basic from ₹24,050 to ₹64,480.

Basic pay, step by step

How the basic pay grows

These are the basic pay figures at the start of the scale, at some of the points where the increment size changes, and at the top of the scale. They show basic pay only.

₹24,050
Start
₹33,020
+6 incr.
₹41,020
+10 incr.
₹57,400
+17 incr.
₹64,480
+19 incr.

IBPS doesn’t publish an in-hand or gross salary figure. Your take-home pay depends on the allowances and perquisites of the bank you join, and on deductions, so we don’t quote one here.

One post, 11 banks

Where you could work

CRP CSA-XVI recruits for Bank of Baroda, Bank of India, Bank of Maharashtra, Canara Bank, Central Bank of India, Indian Bank, Indian Overseas Bank, Punjab National Bank, Punjab & Sind Bank, UCO Bank and Union Bank of India.

Same notified scale

The notification gives one basic pay scale for the CSA post. Allowances and perquisites follow each bank’s own rules.

Merit-cum-preference

After the Mains, you’re provisionally allotted to one bank based on your merit, your order of bank preferences and the vacancies of your state/UT.

Preferences are locked

You set your bank preference order in the online application form. IBPS won’t accept any request to change it later.

The bank makes the offer

The allotted bank issues the offer of appointment, sets its terms and handles joining. Appointment also depends on being declared medically fit.

The actual job

What a Customer Service Associate does

A CSA joins the clerical cadre of a public sector bank. The notification doesn’t list duties, and they vary by bank and branch. These are the usual areas of clerical work at a branch — tap one to expand.

Serving customers at the branch counter, answering account queries and handling everyday service requests.
Handling deposits, withdrawals and other routine transactions, and keeping the related entries accurate.
Helping open accounts, collecting and checking customer documents, and maintaining branch records as the bank’s procedures require.
Guiding customers on the bank’s deposit schemes, loans and digital banking services.
You must be able to read, write, speak and understand the local language you opted for from your state/UT’s list. A qualifying Local Language Proficiency Test is held before joining, unless your Class 10 or higher mark-sheet or certificate shows you studied that language.
Clerical recruitment is done state/UT-wise. You apply for the vacancies of one state/UT only, and the state you opt for at application can’t be changed later.
On top of basic

Allowances & terms

The notification doesn’t list individual allowances or their rates. It only says they follow the participating bank’s rules. These are the conditions it does set out:

+
AllowancesAs per the bank’s rules in force
+
PerquisitesAs per the bank’s rules in force
✓
Medical fitnessRequired before appointment
✓
Service & conduct rulesThose of the bank you join
✓
Local language testQualifying, before joining (exempt with Class 10 or higher proof)
✓
Document checkEligibility verified by the bank
Long term

Career growth

CSA is an entry point into a bank’s clerical cadre. Within the scale, basic pay rises through its 19 increments. Promotions beyond that depend on the bank’s own promotion policy, not on the IBPS notification, so check the details with the bank you’re allotted to.

Check the eligibility for this post
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FAQ

Salary questions, answered

The CRP CSA-XVI notification gives a basic pay scale of ₹24,050–1,340/3–28,070–1,650/3–33,020–2,000/4–41,020–2,340/7–57,400–4,400/1–61,800–2,680/1–64,480. You also get allowances and perquisites under the rules of the bank you join.
IBPS doesn’t publish an in-hand figure. Take-home pay depends on the allowances, perquisites and deductions of the bank you’re allotted to, so check the exact figure with that bank.
The notification gives one basic pay scale for the CSA post. Allowances and perquisites follow each participating bank’s own rules.
You give your order of bank preferences in the online application, and IBPS won’t accept changes to it later. Provisional allotment is then made on merit-cum-preference. Once it’s made, it’s final, and asking for a change can lead to your candidature being cancelled.
You’re considered only for the vacancies of the state/UT you applied for, and that choice can’t be changed. The notification doesn’t specify branch postings; the allotted bank issues the offer of appointment and handles joining.
The notification gives March 2027 (tentative) for provisional allotment, after the Mains on 27 December 2026 (IBPS calendar). Provisional allotment isn’t an offer of employment. The bank issues the offer, verifies documents and handles joining, and the qualifying local language test, where it applies, comes before joining.

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