IBPS Clerk eligibility at a glance
The baseline: be an Indian citizen (or belong to another eligible category), be 20–28 years old on 1 August 2026, be a graduate by 21 August 2026, know computers, and be proficient in the local language of the one state/UT you apply for. IBPS stresses these are minimum criteria — the bank you are allotted to has the final say on appointment.
Nationality
A candidate must be one of the following:
Everyone other than an Indian citizen needs a certificate of eligibility issued by the Government of India.
Age limit
There is one age band for the post, counted as on 01.08.2026:
| Rule | Detail |
|---|---|
| Minimum age | 20 years |
| Maximum age | 28 years (General & EWS) |
| Date of birth | Not earlier than 02.08.1998 and not later than 01.08.2006 (both dates inclusive) |
Reserved categories get the upper-age relaxations below. Certificates for any relaxation must be shown in original, with photocopies, at joining / document verification and any later stage.
Age relaxation
The upper age limit is relaxed for these categories. SC/ST/OBC (NCL) relaxation can be combined with only one of the PwBD, ex-servicemen or widow/divorced-women relaxations.
| Category | Age relaxation |
|---|---|
| SC / ST | 5 years |
| OBC (Non-Creamy Layer) | 3 years |
| Persons with Benchmark Disabilities (RPwD Act, 2016) | 10 years |
| Ex-Servicemen (ESM) / Disabled Ex-Servicemen (DESM) | Actual period of service in the defence forces + 3 years (8 years for DESM belonging to SC/ST), up to a maximum age of 50 years |
| Widows, divorced women and women legally separated from their husbands who have not remarried | Up to 35 years (General/EWS), 38 years (OBC), 40 years (SC/ST) |
OBC candidates need a non-creamy layer certificate in the Government of India format, issued on or after 01.04.2026; creamy-layer OBC candidates apply as General. Serving armed forces personnel can apply as ex-servicemen only if their specified period of engagement ends on or before 20.08.2027. Dependents of servicemen killed in action do not get the age or education relaxation.
Educational qualification & language
A degree (graduation) in any discipline from a university recognised by the Government of India, or an equivalent qualification recognised by the Central Government, as on 21.08.2026. The rules that come with it:
Language test: if your Class 10 or higher mark sheet / certificate shows you studied the opted language, you don’t take the Local Language Proficiency Test. Otherwise you must qualify in it before joining — failing it means no appointment.
Application fee, state and category rules
The fee was paid online between 01.08.2026 and 28.08.2026 (the window was extended from 21.08.2026 by a corrigendum). Your category decides your fee, age relaxation and reservation — and it cannot be changed after the edit window.
Application fee
₹175 for SC/ST/PwBD/ESM/DESM candidates; ₹850 for all others. Both include GST; bank transaction charges are paid by the candidate.
One state/UT only
Clerical recruitment is state/UT-wise, so you apply for the vacancies of one state/UT and take the exam at a centre there — though IBPS may allot a centre outside it. You are still considered only for the state/UT you applied for.
EWS
Family gross annual income below ₹8 lakh, within the asset limits; Income & Asset Certificate valid for 2026-27 (for FY 2025-26).
Category is final
No change of category is allowed after registration and the edit window. Results are processed on the category in your application.
Persons with benchmark disabilities
The notification sets no physical standards for this post. Persons with benchmark disabilities — at least 40% of a specified disability — are eligible for reservation under section 34 of the RPwD Act, 2016, in these categories:
| Category | Code | Includes |
|---|---|---|
| Visual impairment | VI | Blindness and low vision |
| Hearing impairment | HI | Deaf and hard of hearing |
| Locomotor disability | OC / LD | Including cerebral palsy, leprosy cured, dwarfism, muscular dystrophy and acid attack victims |
| Intellectual disability & others | ID | Autism spectrum disorder (mild), specific learning disability, mental illness |
| Multiple disabilities | — | A combination of the categories above |
A disability certificate from a competent authority is required, and banks may verify it through the UDID portal or a fresh medical assessment. A disability certified as “likely to improve” (temporary) is not eligible for reservation. Rules on scribes and compensatory time (20 minutes per hour) are in section B.III of the official notification.
Crack IBPS Clerk with your own daily plan
Daily targets, PYQ-style practice sets & timed mocks — built around the IBPS Clerk pattern.
Cleared the eligibility check? Start day one
Eligibility gets you to the start line — a plan gets you across it. Once you know you qualify, JobSafal turns the IBPS Clerk syllabus into a daily routine.
Daily study plan
The prelims and mains syllabus sequenced into short daily targets.
PYQ-style practice sets
Six timed IBPS Clerk sets to check your speed and accuracy.
Timed mocks
Full-length mocks in a timed test interface, with analysis after each attempt.
English & Hindi
Notes and practice in both languages.
