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IBPS PO 2026 · WHO CAN APPLY

IBPS PO Eligibility 2026 · age, degree & category

The criteria for CRP PO/MT-XVI — nationality, the 20–30 age band as on 1 July 2026 with category relaxations, the graduation requirement, the fee and the PwBD rules. Registration closed on 21 July 2026, and your eligibility documents are checked again at the interview.

Eligible? Start your plan for ₹1 Age limit ↓ 🎓 A graduate degree in any discipline is the requirement.
Overview

IBPS PO eligibility at a glance

The baseline: be an Indian citizen (or belong to another eligible category), be 20–30 years old on 1 July 2026, and be a graduate by 21 July 2026. IBPS stresses these are minimum criteria — the bank you are allotted to has the final say on appointment.

Nationality
Indian citizen, or another eligible category with a certificate of eligibility
Education
Graduation in any discipline (result declared by 21.07.2026)
Age limit
20 – 30 years as on 01.07.2026
Date of birth
Between 02.07.1996 and 01.07.2006 (both inclusive)
Age relaxation
SC/ST +5, OBC (NCL) +3, PwBD +10, ex-servicemen +5
Application fee
₹850 · ₹175 for SC/ST/PwBD (incl. GST)
Official source
CRP PO/MT-XVI notification, ibps.in
Citizenship

Nationality

A candidate must be one of the following:

✓
A citizen of India
✓
A subject of Nepal or Bhutan
✓
A Tibetan refugeeCame to India before 1 January 1962 intending to settle permanently
✓
A person of Indian originMigrated from Pakistan, Burma, Sri Lanka, Kenya, Uganda, Tanzania, Zambia, Malawi, Zaire, Ethiopia or Vietnam to settle permanently in India

Everyone other than an Indian citizen needs a certificate of eligibility issued by the Government of India.

Age limit

Age limit

There is one age band for the post, counted as on 01.07.2026:

RuleDetail
Minimum age20 years
Maximum age30 years (General & EWS)
Date of birthNot earlier than 02.07.1996 and not later than 01.07.2006 (both dates inclusive)

Reserved categories get the upper-age relaxations below. Certificates for any relaxation must be shown in original, with photocopies, at the interview and later stages.

Category relaxation

Age relaxation

The upper age limit is relaxed for these categories. SC/ST/OBC (NCL) relaxation can be combined with only one of the PwBD or ex-servicemen relaxations.

CategoryAge relaxation
SC / ST5 years
OBC (Non-Creamy Layer)3 years
Persons with Benchmark Disabilities (RPwD Act, 2016)10 years
Ex-servicemen, commissioned officers (including Emergency and Short Service Commissioned Officers) with at least 5 years’ military service, released on completion of assignment (not by dismissal or discharge for misconduct, inefficiency or disability)5 years, subject to the ceiling in Government guidelines

OBC candidates need a non-creamy layer certificate in the Government of India format, issued on or after 01.04.2026; creamy-layer OBC candidates apply as General. There is no reservation for ex-servicemen in the officers’ cadre.

Qualification

Educational qualification

A degree (graduation) in any discipline from a university recognised by the Government of India, or an equivalent qualification recognised by the Central Government. The rules that come with it:

✓
Any disciplineNo subject requirement for the post
✓
Graduate on the day you registerValid mark-sheet / degree, with the result declared on or before 21.07.2026
✓
Percentage stated onlineGraduation percentage entered to two decimal places while registering
✓
CGPA / OGPA holdersConvert to a percentage using your university’s norms, with proof at the interview
✓
How percentage is worked outTotal marks in all subjects of all years / semesters ÷ aggregate maximum × 100
✓
Fractions ignored59.99% is treated as less than 60%
Fee & category

Application fee and category rules

The fee was paid online between 01.07.2026 and 21.07.2026. Your category decides your fee, age relaxation and reservation — and it cannot be changed after the edit window.

Application fee

₹175 for SC/ST/PwBD candidates; ₹850 for all others. Both include GST; bank transaction charges are paid by the candidate.

OBC (Non-Creamy Layer)

Certificate with the non-creamy layer clause, in the Government of India format, issued on or after 01.04.2026 and held by the date of interview.

EWS

Family gross annual income below ₹8 lakh, within the asset limits; Income & Asset Certificate valid for 2026-27 (for FY 2025-26).

Category is final

No change of category is allowed after registration and the edit window. Results are processed on the category in your application.

PwBD candidates

Persons with benchmark disabilities

The notification sets no physical standards for this post. Persons with benchmark disabilities — at least 40% of a specified disability — are eligible for reservation under section 34 of the RPwD Act, 2016, in these categories:

CategoryCodeIncludes
Visual impairmentVIBlindness and low vision
Hearing impairmentHIDeaf and hard of hearing
Locomotor disabilityOC / LDIncluding cerebral palsy, leprosy cured, dwarfism, muscular dystrophy and acid attack victims
Intellectual disabilityIDAutism spectrum disorder, specific learning disability, mental illness
Multiple disabilities—A combination of the categories above

A disability certificate from a competent authority is required. Rules on scribes and compensatory time are in section B.III of the official notification.

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FAQ

Eligibility questions, answered

20 to 30 years as on 01.07.2026 — you must have been born not earlier than 02.07.1996 and not later than 01.07.2006. SC/ST candidates get 5 years of relaxation, OBC (non-creamy layer) 3 years, PwBD 10 years and eligible ex-servicemen / commissioned officers 5 years.
A degree (graduation) in any discipline from a university recognised by the Government of India, or an equivalent qualification recognised by the Central Government. The notification does not set a minimum graduation percentage, but you must enter your percentage while registering.
Only if they were already graduates. The notification requires a valid mark-sheet or degree certificate showing you are a graduate on the day you register, with the result declared on or before 21.07.2026.
No. Online registration and fee payment for CRP PO/MT-XVI ran from 01.07.2026 to 21.07.2026. Watch ibps.in for the next recruitment notification.
Yes. Subjects of Nepal and Bhutan, Tibetan refugees who came before 1 January 1962 and certain persons of Indian origin are eligible, provided the Government of India has issued them a certificate of eligibility.
₹175 for SC/ST/PwBD candidates and ₹850 for everyone else, both inclusive of GST. It was payable online only, from 01.07.2026 to 21.07.2026.

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