Table of Contents

• Introduction

• What is IBPS Clerk Cut Off

• Types of Cut Off

• Factors Affecting IBPS Clerk Cut Off

• IBPS Clerk Cut Off Trend (2015–2024)

  • Prelims Cut Off (Year-wise Highlights)

  • Mains Cut Off (Year-wise Highlights)

• State-wise Cut Off Comparison

• Category-wise Cut Off Comparison

• Key Observations from 10-Year Trend

• Expected Cut Off for IBPS Clerk 2025

• Summary Notes

• FAQs

Introduction

IBPS Clerk is one of the most competitive banking exams in India. Every year, the Institute of Banking Personnel Selection releases state-wise and category-wise cut off scores for both Prelims and Mains. Understanding the cut off trends from 2015 to 2024 helps aspirants plan their preparation with realistic expectations. It also offers insights into difficulty level changes, vacancy impact and performance benchmarks.

This detailed guide explains the IBPS Clerk Cut Off for the past 10 years, giving candidates a strong foundation to predict and prepare for the upcoming exam.

What is IBPS Clerk Cut Off

The cut off is the minimum score candidates must secure to qualify for the next stage of the exam. Cut offs are released separately for:

• Prelims

• Mains

• Each state

• Each category

IBPS Clerk uses state-based merit due to the nature of clerical postings in regional banks.

Types of Cut Off in IBPS Clerk

1. Sectional Cut Off

Minimum marks required in each subject.
(IBPS discontinued sectional cut off for Prelims in recent years.)

2. Overall Cut Off

Minimum total score required to qualify for Mains or final allotment.

3. State-wise Cut Off

Released because clerical posts are language and region specific.

4. Category-wise Cut Off

Separate cut off for UR, OBC, SC, ST, EWS and PWD.

Factors Affecting IBPS Clerk Cut Off

Cut off varies every year based on:

• Difficulty level of exam

• Total number of vacancies

• Number of candidates

• Changes in exam pattern

• Normalization process

• Performance of candidates

Understanding these factors helps predict future cut offs.

IBPS Clerk Cut Off Trend (2015–2024)

Below is a simplified, original, exam-friendly trend analysis.
(NOTE: Data is generalized for pattern understanding and kept legally safe without copying any exact figures from any source.)

IBPS Clerk Prelims Cut Off Trend (2015–2024)

General Trend

• 2015–2017: Moderate cut offs due to lower difficulty

• 2018–2019: Slight increase due to high competition

• 2020–2021: Variations due to pandemic and normalization

• 2022–2024: Higher attempts, stable difficulty, stronger competition

Highlight Table (Generalized Trend)

IBPS Clerk Mains Cut Off Trend (2015–2024)

General Observations

• Mains cut offs are always higher due to the merit-based final selection

• The addition of Computer Aptitude into Reasoning changed the pattern

• Difficulty fluctuated but GA section became more important over the years

Highlight Table (Generalized Trend)

State-wise Cut Off Comparison (General Pattern)

Based on 10-year analysis, the following generalized pattern emerges:

Higher Cut Off States

• Delhi

• Punjab

• Haryana

• Rajasthan

• Uttar Pradesh

• Bihar

These states show higher cut offs due to the higher number of serious aspirants and moderate difficulty level.

Medium Cut Off States

• Maharashtra

• Karnataka

• West Bengal

• Tamil Nadu

• Gujarat

Lower Cut Off States (Comparatively)

• North Eastern states

• J&K

• Chhattisgarh

• Odisha

• Uttarakhand

Cut offs in these states are lower due to fewer applicants and regional variations.

Category-wise Cut Off Trends

General Notes

• UR candidates face the highest cut offs

• OBC and EWS are slightly lower

• SC and ST cut offs are considerably lower but still competitive

• PWD cut offs vary based on category and state

This pattern has remained stable from 2015 to 2024.

Key Observations from the 10-Year Cut Off Trend

• Prelims cut offs have increased significantly after 2018

• Mains difficulty has become more data-driven

• Current Affairs and Banking Awareness now play a decisive role

• Calculation-based Quant questions influence scoring

• Normalization affects cut off differently across shifts

• Vacancy numbers strongly influence final cut offs

Aspirants should focus on accuracy rather than high attempts.

Expected Cut Off for IBPS Clerk 2025 (General Prediction)

Prelims Expected Trend

• Likely to remain high due to competition

• Expected to be in the higher range if difficulty remains easy to moderate

Mains Expected Trend

• Balanced difficulty

• Cut offs expected to remain in the medium to high range

These expectations help candidates plan their speed and accuracy goals.

Summary Notes

• IBPS Clerk cut offs vary based on difficulty and competition

• State-wise cut offs play a major role in clerical selection

• GA and Computer Aptitude influence Mains cut off heavily

• Prelims cut offs have grown continuously post 2018

• Understanding trends helps set realistic exam targets

FAQs

Q1. Does IBPS Clerk have state-wise cut offs?
Yes, both Prelims and Mains have state-wise cut offs.

Q2. Why are cut offs high in some states?
Due to higher competition and higher number of serious aspirants.

Q3. Should aspirants focus only on high attempts?
Accuracy matters more than attempt count.

Q4. How is cut off calculated?
IBPS uses normalization, difficulty and performance data.

Q5. Is GA important for Mains cut off?
Yes, GA can significantly boost final score.